Basic versus Supplementary Health Insurance: Moral Hazard and Adverse Selection
نویسندگان
چکیده
منابع مشابه
Basic versus supplementary health insurance: Moral hazard and adverse selection ¬リニ
a r t i c l e i n f o JEL classification: I13 D82 H51 Keywords: Universal basic health insurance Voluntary supplementary insurance Public vs. private insurance Adverse selection Moral hazard Cost effectiveness This paper introduces a tractable model of health insurance with both moral hazard and adverse selection. We show that government sponsored universal basic insurance should cover treatmen...
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15 صفحه اولAdverse selection, moral hazard and the demand for Medigap insurance
The size of adverse selection and moral hazard effects in health insurance markets has important policy implications. For example, if adverse selection effects are small while moral hazard effects are large, conventional remedies for inefficiencies created by adverse selection (e.g., mandatory insurance enrolment) may lead to substantial increases in health care spending. Unfortunately, there i...
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ژورنال
عنوان ژورنال: SSRN Electronic Journal
سال: 2014
ISSN: 1556-5068
DOI: 10.2139/ssrn.2505955